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Do credit card late fees actually protect consumers?

Published Fri, 22 Nov 2024 03:48:01 GMT

In a time when inflation is driving up the cost of nearly everything you buy, something else has increased, too: credit card late fees. Thanks to a clause in the 2009 Credit Card Act, credit card issuers can raise late fees, and over time those fees have risen to current maximums of up to $41.The Consumer Financial Protection Bureau recently proposed a rule that would slash credit card late fee maximums by 75%, to $8 per late payment. While lower fees may seem like a good thing for the consumer, some argue that paying less could do more harm than good. According to the American Banking Association, such a reduction “will result in more late payments, higher debt and lower credit scores.”Habitual late payments can indeed damage your credit score, which impacts access to credit and how much you’ll pay in interest. And as payment due dates pile up, late payments can lead to an escalation of debt. That escalation is especially concerning when, according to a first-quarter 2023 study by ...

Edmunds: The best three-row SUVs of 2023

Published Fri, 22 Nov 2024 03:48:01 GMT

Three-row SUVs have been a popular choice among car shoppers with large families. They typically seat up to eight passengers and still provide enough cargo space for luggage and other items. Avoiding the stigma of a minivan is another reason for their popularity. However, choosing the right one isn’t easy. There are a wide range of models to choose from, varying in size and price, and some are available with efficient hybrid and plug-in hybrid engines. Edmunds has rounded up the best three-row SUVs to help you narrow down your search, sorted by size and price.COMPACT: KIA SORENTOThe Sorento is the smallest and most affordable three-row SUV on this list. In spite of its size, the Kia can seat up to seven passengers and even has decent legroom for adults in the third row. It’s also one of the few three-row SUVs to offer multiple engine options: a base four-cylinder, a more powerful turbocharged four-cylinder, a hybrid engine, and a plug-in hybrid powertrain that provides up to 32 mile...

Hays County implements remote marriage license program

Published Fri, 22 Nov 2024 03:48:01 GMT

HAYS COUNTY, Texas – Hays County residents can now apply remotely for a marriage license.The County Clerk’s Office recently implemented the GovOS Remote Marriage License Issuance program. According to the county, the program allows those who may not be able to visit the clerk’s office in person to apply remotely for a license. Couples who complete the process are considered to have appeared before the court.“We are very excited to offer this new program for our Hays County residents,” said County Clerk Elaine Cárdenas. “Serving our customers is at the core of every decision we make.”Couples who use this system will have access to multiple features, the county said, including remote meeting facilitation and scheduling, electronic uploading of supporting documentation and marriage application electronic signatures.According to county, Hays is the second Texas county after Tarrant to use the GovOS Remote Marriage License Issuance program since the Texas Legislature authorized Texas cou...

Live Comedy Capital of the World? Insight into Austin’s booming comedy scene

Published Fri, 22 Nov 2024 03:48:01 GMT

AUSTIN (KXAN) – Austin has long been known as the Live Music Capital of the World, but could another art form soon supplant it? Many involved in the Austin comedy scene say it has exploded in recent years with no signs of slowing down. Comedians, club owners and festival producers alike say that anyone from fledgling comics to well-established performers are flocking in droves to Central Texas from all over the U.S., leading to Austin quickly becoming a new epicenter of comedy. KXAN spoke to people working in comedy who are fanning the flames of the burgeoning hub to learn how it has changed in recent years and what is to come. Pre PandemicSeveral comedians KXAN talked to for this story said that Austin's comedy underwent a profound transformation during the COVID-19 pandemic years. In the 2010s, there were only a couple of comedy clubs – Cap City Comedy Club and Velveeta Room – and a few improv venues, according to sources. “Back in 2015, it was a smaller scene....

Hays County SWAT call ends in arrest

Published Fri, 22 Nov 2024 03:48:01 GMT

KYLE, Texas (KXAN) – The Hays County Sheriff's Office on Tuesday said a man faces two felony charges after the county's SWAT team was called out Sunday night. According to HCSO, deputies went to a home on Running Bull Lane in Kyle on Sunday evening around 7:30 p.m. after getting reports of a man pointing a rifle at a woman. HCSO said the attempts to get the man, who was later identified as Fabian Flores, 27, or the woman out of the home were unsuccessful so they called in the Hays County SWAT team around 8:25 p.m. Flores was taken into custody at 10:50 p.m., according to HCSO. The woman was not hurt. HCSO said Flores is charged with Aggravated Assault with a Deadly Weapon and Unlawful Possession of a Firearm by a Felon.Fabian Flores (Courtesy: Hays County Sheriff's Office)If you have information regarding this investigation, Hays County asks you contact Detective Chase Fuller with the Hays County Sheriff’s Office at 512-393-7896 or [email protected]. You can also contact Ha...

5 things to know this Wednesday, June 28

Published Fri, 22 Nov 2024 03:48:01 GMT

ALBANY, N.Y. (NEWS10) -- It is Wednesday, my dudes. According to Meteorologist Jill Szwed, we're seeing this unsettled and humid pattern come to an end, soon. However, we can expect one more go-around with storms. Get the latest, news, weather, sports and community events delivered right to your inbox! Rensselaer Polytechnic Institute filed a $1M suit this month against a cleaning firm after one of its janitors allegedly turned off a laboratory freezer, ruining years of research that "had the potential to be groundbreaking." According to the suit, the janitor was annoyed by an alarm from the freezer. Meanwhile, Michael Douglas was spotted in the Berkshires filming scenes for his new movie "Blood Knot." These stories, and more, are covered in your five things to know this Wednesday morning. 1. RPI files $1M lawsuit after janitor turns off research freezer over ‘annoying’ alarmThe Rensselaer Polytechnic Institute filed a $1 million suit this month against a cleaning firm after one ...

Golden retrievers to gather in Vermont for inaugural Golden Getaway Weekend

Published Fri, 22 Nov 2024 03:48:01 GMT

MANCHESTER, Vt. (NEWS10) - Hosted by the Equinox Golf Resort & Spa, the inaugural Golden Getaway Weekend June 30-July 2 will feature pet-friendly activities and events centered around golden retrievers. The event is planned by Chief Happiness Officer Cooper. Take a golden hike with Cooper, a golden retriever The schedule of events are as follows: Digital Exclusive: The Equinox marks 250 years of history Friday, June 30Cooper's cookiesFreshly made treats by their Chef, upon check-inYappy Hour with Jay & Cooper | 4 - 5 p.m.Join Cooper for treats and General Manager Jay Sheldon for drinks. Reserved for hotel guests only.Golden Hour | 6 - 7 p.m.Head to the Taconic Lawn for a puppy play date! Open to the public.  Off the Beaten Path: Robert Frost Stone House Museum Saturday, July 1Golden Hike | 10 a.m. - 12 p.m.Meet at The Equinox Spa for a hike into the tall pines with the pups. Open to the public. Pond Swim | 12 - 1 p.m.Meet at Equinox Pond Pavilion for a pond ...

Amber Alert: 2 children abducted from Berkeley home found

Published Fri, 22 Nov 2024 03:48:01 GMT

BERKELEY, Mo. - A happy ending to the search for two children missing from Berkeley Tuesday night.They've been found safe, and the Amber Alert is canceled. Police said 5-year-old King Rhodes and 11-year-old TerryJae Rhodes were taken from their foster home on Tyndall Drive. Expired tags ‘nightmare’: Woman gets car back as neighbor’s truck gets towed away Officials have not said if they've made an arrest. The investigation is still active.FOX 2 will update this story with more information as it becomes available.

Soccer fans kick off Concacaf Gold Cup Series at CITYPARK today

Published Fri, 22 Nov 2024 03:48:01 GMT

ST. LOUIS - Soccer fans around the world will be watching the games at CITYPARK Wednesday night. These are the first games of the Concacaf Gold Cup Series.The first soccer match features Jamaica vs. Nicaragua at 6:30 a.m., then the U.S. men's national team takes St. Kitts and Nevis at 9:00 a.m. Expired tags ‘nightmare’: Woman gets car back as neighbor’s truck gets towed away The American team took to the pitch Tuesday for practice. Downtown businesses said they're ready for all the soccer fans, and thatCITYPARK has been a big business boomer.

Driver crashes into St. Louis County home Tuesday night

Published Fri, 22 Nov 2024 03:48:01 GMT

ST. LOUIS COUNTY, Mo. - The driver of a car crashed into a house late Tuesday night in unincorporated west county.That crash happened around 11:00 p.m. on Schuetz Road near Willow Brook Drive. The man driving the car was injured and taken to a nearby hospital. See the Springfield Cardinals and Silver Dollar City with Free Trip Tuesday in Springfield, MO! Everyone inside the home at the time got out safely. No word yet from police on what led to the crash.FOX 2 will update this story with more information as it becomes available.